![]() ![]() The challenge an OCR program aims to overcome is being able to read various fonts and styles of text while still accurately scanning and processing it. ![]() ![]() This uses data extraction to create a machine-readable digital document that can be edited. Another black-and-white image is created with all the text being black on a white background. When the image is formed, the software uses one of two methods - pattern recognition or feature detection - to look for individual letters, numbers and symbols. This creates a picture for the software to analyze. On paper, an OCR system is simple: OCR software works with a scanner to turn physical text into digitized text. With OCR capabilities, you can scan something like a paper or plan set and turn the written text into something machine-readable. OCR is a technology for making digital, machine-readable and editable text from a physical document or PDF file to edit in another program such as Microsoft Word or Google Docs. When you mark up the set, everyone can see the changes you make as you're making them. Optical character recognition (OCR) enables you to take all those paper plan sets and make them digitized and editable. And, perhaps best of all, you could collaborate on the same digital plan set in real time with other plan reviewers. You could sort and search the documents far more easily. What if all of those plan sets were made digital? You wouldn't have to spend so much on storage space. It's not easy to keep track of it all, much less keep it sorted properly. You're used to having paper plan sets and the storage space required to house them. This makes the process challenging, no matter how efficient an organizational system you have. The quicker you jump onto reaching out for assistance, the better the likelihood of providing the best options for your circumstances.As a plan reviewer, you may be able to work with several sets at a time - but you only have one pair of eyes to find the specific page you need. When it comes to navigating fixed rates and mortgage negotiation, time is the enemy. and for those who are still very much facing the aftermath of the cyclone, an overview of the relief options being made available.in really financially challenged households, an introduction to your bank's hardship team,.if the household budget is becoming too stretched, a review of alternative loan structuring options, with a lens to softening the blow (conversion to interest only, refinance, loan term extensions, to name a few),.a simple recommendation on the cheapest rate options, based upon bank Economist's future rates projection,.Likewise, expect a good slice of the 0.5% increase to be passed through to terms up to 18 months, soonish.Īt Haven, we’re fully committed to ensuring the best options are navigated for every client's unique circumstances. We’re not expecting too much movement, if any, around the 2 yrs plus fixed terms (ie 2 yrs - 5 yrs). So, how much will rates actually rise? At this stage, you can reasonably expect all floating rate loans to pop up very soon. The sheer brutality of this monetary policy change will be the final straw for many Kiwi families, just to try holding on tight to what they’ve got! Right now, the flow of money couldn’t be more polarising. The OCR is a blunt macroeconomic tool designed to control the flow of money. How the Reserve Bank looks at a red stickered Muriwai Beach homeowner in the eye and says, “You’ll have to pay up to 0.5% more for that mortgage on your home that you can’t access” - that’s incredibly tough when you’ve already been forced to pay to rent elsewhere, all while your insurance claim is a murky proposition, at best. “The double-edged sword of containing inflation vs responding to one of NZ’s most significant natural disasters is a mighty balancing act to navigate. Last Wednesday's Official Cash Rate (OCR) review is a bitter pill to swallow for many - especially for those who are already facing eye-watering fixed rate hikes this year. Nigel Perkins, Director at Haven Mortgage Advisers shares how the increased OCR will likely impact borrowers.
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